Archive

HSBC has made a slew of changes and increases to its residential and buy to let mortgage products. The bank is introducing...

The Hinckley & Rugby building society has announced two cuts to rates across its mortgage range in short order.  After rate cuts...

At the middle of last week Nationwide slashed its rates to the most competitive of all in the current lenders price...

Crystal Specialist Finance has conducted its Annual Survey with over 10,000 brokers for the second year running. The point is to see...

A new survey - going against the trend of other housing market studies - suggests that house prices could rise six...

The Mortgage Lander is warning that mortgages rates will need to come down more, and faster, to really kick-start the housing...

The equity release market has seen growth for the first time in 12 months with quarterly increases in both new customers...

Global credit intelligence provider Pepper Advantage, which has a 100,000+ UK residential mortgage portfolio, says arrears in this country have seen...

The Bank of England is expected to hold base rate at 5.25 per cent this week with many analysts expecting this...

There are growing fears of yet another Bank of England base rate rise next month following the surprise inflation figure released...

Is the mortgage price war really over? On the one hand there are good signs for the housing market - no substantial...

Half a million mortgage-holders are facing an imminent financial shock as their fixed deals end in the run-up to Christmas or...

The jury is out as to whether there will be a rate rise this week when the Bank of England Monetary...

The Bank of England’s monetary policy committee is warning that inflation - which is effectively determining base rate and interest rates...

The Bank of England’s latest base rate rise - up 0.25 per cent to 5.25 per cent - has been poorly...

Mortgage approvals rose by just over three per cent from 49,000 in April to 50,500 in May according to new Bank...

Pepper Advantage, a global credit intelligence company with over $60 billion in assets under management, has published a gloomy report on...

Trade body UK Finance has issued a timely reminder to the mortgage lending sector of its obligations to borrowers struggling following...

There’s almost complete unanimity amongst analysts that this week will see yet another Bank of England base rate rise - and...

Mortgage lenders and brokers have rarely had a higher profile than right now, when they are seen as key to the...

A leading analyst is warning that a remortgage nightmare lies await in the second half of 2023. Sarah Coles of business consultancy...

Mortgage holders swallowed another bitter pill last week when the Bank of England raised interest rates for the tenth consecutive time. The...

The Monetary Policy Committee of the Bank of England meets on Thursday with the market expecting them to announce 0.5% raise...

Capricorn Financial Consultancy has released its market expectations for 2023, predicting that the UK mortgage market will have to acclimatise to...

Mortgage rates in the UK have risen significantly during 2022, which appears to have proven an issue for homeowners hoping to switch...

The Bank of England has decided to raise the base interest rate from 1.25% to 1.75%, the biggest rate hike for...

With a raft of new schemes coming to market ahead of the end of Help to Buy, questions are being asked...

Limited housing stock is seeing one in 10 homes (11%) get snapped up within 14 days of entering the market –...

Last week (June 16), the Bank of England increased the base rate by 0.25%, up from 1.00% to 1.25%. In response, Moneyfacts.co.uk...

A property expert has predicted that mortgage applicants are likely due to experience some difficulties being approved for loans. It was stated...

As a direct result of the rising cost of living, over half (57%) of Brits are already struggling financially, or expect...

As far as the UK Government is concerned, the threat from COVID is over. In its wake, a new battle, the...

With the interest rate rising from 0.25% to 0.5%, Brian Murphy, head of lending at Mortgage Advice Bureau, shares his top tips homeowners...

With the Bank of England raising interest rates for the first time in more than three years, Brian Murphy, head of lending...

More customers than ever are opting for an initial fixed period of five years or more when choosing a mortgage, according...

First-time buyers and existing homeowners capitalised on low rates across the market in October, according to fresh research from e.surv. Its latest...

First-time buyers and others with small deposits took a greater share of the market last month than in August, according to...

April saw significant purchasing and remortgaging activity following forecasts suggesting an interest rate rise in May, according to the Mortgage Advice...

The cost of most mainstream mortgages were down when compared to the start of last year, according to the latest quarterly...

Demand for five-year fixed rate remortgages has fallen to the lowest level since July 2017, according to conveyancing service provider LMS. The...

Prospective home movers have been active in January and are failing to be put off by Brexit and last year's interest...

Remortgaging has reached a record high, rising to 39% of all mortgages, according to The Mortgage Hut. The number of remortgages has...

Borrowers are still opting for variable mortgages despite the Bank of England base rate increase, new figures from Yorkshire Building Society...

Yorkshire Building Society has seen a surge in fixed rate mortgage applications from borrowers ahead of a potential Bank of England...

Freedom Finance has urged UK families to examine their finances after revealing that an average mortgage bill could increase more than...

Accord Buy to Let has bolstered its range of fixed rate mortgages for landlords with deposits of 25% or more. The lender,...

A new mortgage calculator is to allow prospective buyers considering shared ownership to work out the total cost of purchasing a...

Nine out 10 borrowers are opting to fix their mortgages despite little sign of forthcoming base rate hike. Historically low mortgage interest...

Gross mortgage lending surged 38% in the past year to hit £13.6 billion last month, the highest figure for nearly eight...

Lenders shrugged off rumours of a base rate hike and continued to cut mortgage rates at the end of last year. Fixed...

Mortgage rates look set to remain unchanged this year as the Bank of England held base rates once again yesterday. Analysts have pushed back...

Britons are unprepared for rising mortgage rates even though nearly three-quarters would see their monthly repayments rise if the base rate...

One in three mortgage holders have no idea what rate of interest they are paying, new research shows. This is despite growing...

The mortgage industry faces months or years of the increasingly tiresome "will they, won't they" interest rate hike game after a...

Two, three and five-year fixed rate mortgages have plunged to new lows despite speculation of a base rate rise next year. Comparison...

First-time buyers accounted for 29% of total sales in September, a rise of 45% compared to August. The National Association of Estate...

The number of people using an independent adviser to help with a remortgage has dropped by 28% this year, new figures...

The cost of fixed rate mortgages is set to plummet as lenders rush to meet 2015 lending targets. London estate agent Portico.com...

Fears that the Bank of England will soon raise the base rate from its all-time low is driving a rise in...

The British public remains divided over impact of interest rate rise with almost one in three welcoming the prospect. That rises to more...

The current mortgage price war will not last forever, mortgage lenders have warned. Lenders taking part in a panel debate at the...

The prospect of an interest rate hike in the UK may be closer than markets realise, according to a Bank of...

Record low fixed rate mortgages may already be a thing of the past as lenders start pulling rates. New research from Moneyfacts.co.uk suggests...

Homeowners with variable rate mortgages remain dangerously exposed to rising interest rates, new research suggests. Three out of four homeowners on a...

The number of first-time buyer sales rose nearly 5% in July to hit the highest figure since the recession. There were 29,700...

Homeowners rushed to remortgage in July amid signs that fixed-rate mortgages are now starting to creep up in price. Remortgaging jumped 29%...

Brokers are buzzing with confidence after new figures showed the mortgage market enjoyed its best July for seven years. Gross mortgage lending...

Repossession rates have fallen to another new low but brokers warn that will quickly reverse when interest rates finally start rising. Repossessions...

Brokers and analysts don't expect base rates to rise until at least 2016 after the Bank of England held base rates...

Lenders have started to push up the cost of their mortgage deals as the Bank of England moves a step closer to the first base...

Figures published by the Office for National Statistics show that private rental prices paid by tenants in Great Britain rose by...

Official figures showing GDP rose a robust 0.7% in the second quarter will add to pressure on the Bank of England...

The salary of the average homebuyer fell 16% year-on-year in June to £34,584, as improved mortgage affordability boosted lower income borrowers. The...

Brokers are urging borrowers to remortgage as the age of record low mortgage rates draws to a close. Last week, Bank of England governor...

Brokers have welcomed new official figures showing that house prices in England and Wales are within a whisker of their all-time high. House...

Mortgage approvals hit a 14-month high in May after rising 4% year-on-year, according to new figures from the British Bankers' Association. It said 42,530 mortgages...

Record low interest rates couldn't prevent a decline in lending and house prices in April. UK house prices increased by 5.5% in...